WHY USE A LOCAL LENDER?

We have built a strong reputation as an outstanding mortgage team, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

We're a full service Bank with an experienced Mortgage Group offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

 Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online - 24 hours a day.

Business is built on relationships. Relationships are built on people.

We surround ourselves with highest quality talent to service clients across a wide spectrum of personal and business needs – from individuals to families to small to large sized companies, entrepreneurs to professionals and everything in between. From our inception as a small Toledo Bank, to our position today as an influential financial institution throughout Northwest Ohio, our commitment has remained unwavering: to redefine relationship banking for individuals, families and businesses alike.

Today, along with experienced industry leaders who have joined us, we continue to make Waterford the preeminent provider of integrated and customized financial services in all our communities. That said, in the end it’s not so much about who we are, but what we’re all about. And what we’re all about is you.